Sustainable, Responsible &/or ESG Policy:

This investment fund is a unit-linked Fund within a life insurance company.

The funds objective is to provide long-term investment growth through exposure to a diversified range of asset classes (excluding property) while reflecting significant environmental, social and corporate governance (ESG) issues into the fund's investment strategy. The fund provides exposure to a range of different asset classes which may include equities (i.e. company shares), bonds (i.e. debt issued by governments and companies) and listed infrastructure, private equity and global real estate companies (i.e. shares in companies involved in these activities). The fund does not track an index or have an out performance target. The fund aims to meet the criteria of the ABI Mixed Investment 40-85% Shares Sector and uses this for performance comparison purposes. The diversified nature of the fund means that it is expected to have less exposure than a pure equity fund to adverse equity market conditions. However, the fund may perform less strongly than a pure equity fund in benign or positive market conditions. Exposure to each asset class will primarily be through investing in passively managed funds from the Future World Fund range, although active management may be used for some asset classes where LGIM believes it to be advantageous. Each fund has its own objective and benchmarkThe Fund aims to reduce its carbon footprint by targeting a 30% reduction by 2025, 55% by 2030, and net zero emissions by 2050, relative to its 2019 footprintThe underlying funds may apply one or more of the following characteristics; exclusion of companies on the LGIM Future World Protection List (FWPL), tilting of assets to increase exposure to companies with higher LGIM ESG Scores, a decarbonisation pathway and/or exclusion of companies in accordance with the LGIM Climate Impact Pledge, more details can be found at www.lgim.com/fwpl and www.lgim.com/climate-impact-pledge. The asset allocation will be reviewed periodically (at least annually). Where an ESG approach is not likely to be feasible or meaningful, the fund will use traditional index funds for asset allocation purposes. The underlying funds may also hold proxy securities and derivatives (contracts which have a value linked to the price of another asset) such as index and single stock futures for efficient portfolio management i.e. to reduce risk or cost, or to generate additional income with acceptably low level of risk. Income from investments will be reinvested into the fund.

Intended retail investor: The trustees of UK registered defined benefit or defined contribution occupational pension schemes, which may be classified as either retail clients or professional clients.

(Source: KIID, as at January 2026)