Sustainable, Responsible &/or ESG Policy:

Objective

The objective of the Fund is to achieve real growth of capital and income for investors (net of fees) over ten year rolling periods in excess of the Consumer Price Index (“CPI”) rate of the OECD countries + 0.7%. 

Investment Policy:
• The Fund is actively managed in accordance with Shari’ah principles.
• The Fund is a multi-asset fund which aims to achieve its Investment Objective by investing globally in equity securities, fixed income securities, debt securities, indirect exposure to property, indirect exposure to commodities and cash or cash equivalents. Investment in debt securities includes fixed and/or floating rate instruments including, but not limited to commercial paper, floating rate notes, certificates of deposits, freely transferable promissory notes and bonds (government and/or corporate). Depending on the Investment Manager’s view of the various asset classes, the Fund’s exposure to the different asset classes will vary and the Fund may at any time have a bias towards equity securities as opposed to non equity securities, and vice versa.
• The Fund may obtain exposure to these investments directly or indirectly, and the Fund may be invested up to 100% in other collective investment schemes.
• The Fund may also invest in closed-ended property funds, trusts, and real estate investment trusts (“REITs”).
• Where investment is made in property such investments will be in shares of companies or REITs, which invest in property.
• Exposure to commodities will be achieved by investing in other collective investment schemes (including exchange traded funds) which have indirect exposure to commodities. The Fund will not invest in collective investment schemes which invest directly in commodities.
• The Fund is not restricted geographically.
• The Fund may only invest in derivatives for the purpose of efficient portfolio management.
• The collective investment schemes which the Fund may invest in may include other Funds of the Company or other collective investment schemes managed by the ACD or the Investment Manager.
• The Fund may also hold investments in cash or cash equivalents which may comprise ancillary liquid assets (meaning cash, deposits or securities evidencing deposits issued by or guaranteed by an institution and money market funds).
• From time to time, where the Investment Manager considers it to be in the best interest of the Fund, the Fund may hold larger proportions of liquid assets.
• The Fund targets a return in excess of the Consumer Price Index (“CPI”) rate of the OECD countries (OEOTGABM Index) + 0.7% (the “Benchmark”). The Fund is actively managed and the Investment Manager is not constrained by the Benchmark or any other benchmark in the selection of the investments for the Fund.
• The Fund’s Benchmark has been chosen because it reflects an appropriate outperformance target, taking into account the risk profile of the Fund, compared to the CPI rate of the OECD countries, which is a measure of inflation. Over time, inflation decreases the purchasing power of your investment. If the Fund’s performance matched the CPI rate of the OECD countries, your investment would have the same purchasing power as it had the previous year. This Fund seeks to outperform the CPI rate of the OECD countries by 0.7% in order to provide real growth in the context of OECD countries. 

Other Information:
• As the Fund is managed in accordance with Shari’ah principles, income received by the fund which is ‘non-permissible’ will not be distributed to investors and will be paid to charity. Please see the prospectus for further details.

(Source: KIID, as at January 2026)

SDR Labelling:

Unlabelled (No CFD)